LIMITED TIME OFFER (valid until April 30th): Citro Rewards members receive $100 cashback when signing up for a new Knose Pet Insurance policy. Terms and conditions apply.

Protect Your Pet with Knose – Get Rewarded with Citro.

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Get your pet insurance quote in just 2 minutes.

“

It was a straight forward and easy experience. Completely non-stressful.

Rated 4.6 on ProductReview and Google Reviews as of February 2025

“

Very supportive and reply to emails promptly. Great value for money.

Rated 4.6 on ProductReview and Google Reviews as of February 2025

“

Knose have been amazing since day one. Such a fast turn around and always so easy and smooth. Thank you so much!

Rated 4.6 on ProductReview and Google Reviews as of February 2025

Comprehensive Cover for Your Furry Friend.

As a Citro member, you already enjoy great savings on everyday expenses—now, you can also access exclusive benefits with Knose Pet Insurance.

Knose offers simple, flexible, and transparent pet insurance designed to help you manage unexpected vet bills with ease. Whether it’s an accident, illness, or routine care, we’ve got you covered.

Protect your best friend with Australia’s trusted pet insurance.

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Why Choose Knose?

  • Customisable Plans – Choose your cover level, benefit percentage, and excess to suit your budget.
  • No Sub-limits on Vet Bills – We don’t cap individual treatment costs within your annual limit.
  • Fast, Easy Claims – Submit claims online and get reimbursed quickly.
  • 24/7 Pet Health Advice – Get free, unlimited access to expert support anytime, anywhere.

Exclusive Promo for Citro Reward Members

LIMITED TIME OFFER (valid until April 30th):
Citro Rewards members receive $100 cashback when signing up for a new Knose Pet Insurance policy.

Get rates for your pet

Pet insurance claims made easy

Here to answer every call, meow, and woof.

a miniature dachshund - Knose dog insurance cover

Lump removal surgery

1 year-old Miniature Daschund

Vet bill

$1,754

Claimed with Knose

$1,403

Domestic shorthair cat - Knose cat insurance claims

Chronic Kidney disease diagnosis and treatment

8 year-old Domestic Shorthair

Vet bill

$2,508

Claimed with Knose

$2,257

a golden retriever running in the park - knose dog insurance cover

Cruciate Ligament rupture surgery

3 year-old Golden Retriever

Vet bill

$4,838

Claimed with Knose

$4,264

6 month-old Birman cat - knose cat insurance claims

Vet consultation and medication for Gastroenteritis

6 month-old Birman

Vet bill

$142

Claimed with Knose

$114

a miniature poodle puppy sitting in the car - knose dog insurance claim

Atopy (Skin allergies)

3 year-old Miniature Poodle

Vet bill

$154

Claimed with Knose

$123

5 year-old Ragdoll cat - knose cat insurance claims

Specialist treatment for vomiting

5 year-old RagdollHospital with fluids and specialist treatment for vomiting

Vet bill

$4,472

Claimed with Knose

$3,733

Photo of tamaruke dogs - knose dog insurance claims

Dental surgery for fractured tooth

4 year-old Tamaruke

Vet bill

$1,034

Claimed with Knose

$765

10-year old Russian Blue cat - knose cat insurance claims

Ultrasound and specialist costs for enlarged spleen diagnosis

10-year old Russian Blue

Vet bill

$1,560

Claimed with Knose

$1,061

a white great dane dog - knose dog insurance claims

Snake bite treatment

3 year-old Great Dane

Vet bill

$4,203

Claimed with Knose

$3,783

3 month-old Domestic Longhair Cat - knose cat insurance claims

Consultation and treatment for insect sting

3 month-old Domestic Longhair Cat

Vet bill

$179

Claimed with Knose

$161

Trusted by Australian Pet Owners

Real testimonials from those who know best—the pet owners themselves.

Excellent 4.6 based on 782 Reviews

“

10/10 personalised service!

In January, we brought a puppy (Bella) into our lives – she is beautiful! Recently she had a few gastro issues and subsequent vet visits. Knose Pet Insurance has been awesome. They acknowledged the claims immediately, and then followed up with personal emails advising us of the progress of our claims. We even received a message asking after Bella and a follow up to say how pleased they were that Bella is now doing well. Top class personalized service and a thorough explanation of the claim refunds. 10/10 guys!

Bella, insured with dog insurance from Knose Pet Insurance
“

Quick refund process

Submitted a claim for the first time after 12 months of insurance and everything went smoothly. I received regular updates of the progress of my claim and the refund process was quick once the team had received all the information from the vet.

“

Affordable pet insurance with easy claims!

Knose has been a great choice for pet insurance. The premiums are relatively affordable, claims are super easy to make by just uploading vet invoices, and the 24 hour phoneline that connects you with a vet nurse is a brilliant feature.

“

Amazing claims service

We searched for quite sometime for pet insurance for our toy poodle puppy and we’re so glad we found Knose’s Dog Insurance. They have been amazing. I really appreciate how you can call them with any query you might have and speak to someone in Australia who is clear and concise. Easy to put a claim through and you’re emailed throughout until your claim has been paid. Thank you to everyone for the great service.

“

I recommend Knose’s Cat Insurance to fellow pet owners!

The last thing you want to worry about when you have a sick pet is the cost. Knose Pet Insurance gives me peace of mind knowing that we can get the care we need for our beloved Cat and our claim will be handled with ease and in a timely manner! I recommend Knose to all my pet owning friends and family. Thank you Knose!

“

Fast and friendly customer service

You are very easy to engage with, you keep me up to date with my claim and I love the way you always enquire after Harry my dog. Thank you

“

I love being insured with Knose

I’ve been insured with Knose since our Cavooodle was 8 weeks old and they’re consistently reliable and so easy to communicate with. The claim process is super simple which is one of them any things I love about being insured with Knose.

girl holding a white dog in her lap knose dog insurance Knose Pet Insurance Awards 2025

20 Excellence awards† and counting

Guarding your pet's well-being with proven excellence as one of the most awarded pet insurance in Australia.

Frequently Asked Questions

Pet insurance helps cover unexpected vet bills, so you can focus on giving your pet the care they need. With Knose, you can pay a monthly premium, and if your pet needs vet care due to an illness or accident, we reimburse a portion of the costs. It’s a straightforward way to manage unexpected expenses and get peace of mind.
Learn more about pet insurance.

The best pet insurance is the one that meets your pet’s unique needs. Look at factors like the annual limit, benefit percentage, optional extras (like dental or behavioural cover), and any exclusions. Make sure to compare pet insurance plans wisely. At Knose, we offer customisable options to give you cover that suits you and your pet.

Yes, we can! Dental illness cover is available as an optional extra. It covers treatment for dental diseases affecting your pet’s teeth and gums but doesn’t include routine cleanings unless needed to treat a covered dental illness.

Yes, but only if you choose the optional extra for behavioural conditions during your application. This covers treatment costs for things like anxiety, excessive licking, and other behavioural disorders, helping your pet get the support they need.

Making a claim is a breeze. Log in to your Knose account and submit your claim online with a copy of the vet invoice. Your vet can also email the invoice to claims@knose.com.au. We might need a bit more info, like your pet’s medical history, to process your claim, and in that case, we can reach out to your vet directly.

Most claims are processed within five (5) business days once we have all the necessary information and documents. We like to keep things moving quickly so you can focus on your pet.

Insurer looks at several factors, including your pet’s species, breed, age, location, and our claims experience. As your pet ages or as vet costs rise, your premium may change.

What does Knose Pet Insurance cover?

We’ve got your back for accidents, injuries, illnesses, and even essential euthanasia. You can also add optional extras like dental illness, behavioural conditions, and specialised therapies to suit your pet’s unique needs.

Check what we cover and what we don’t cover ↗

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